Have you ever had that feeling that you have been staring at the same wall and furniture for too long? That can be because you need to spruce up your place, and there is no better time than just before a new season starts. A new season feels like a new beginning, and what better way to enjoy those new beginnings than in a recently refurbished place.
If you have ever renovated or refurbished a place before, you know how draining it is financially and physically. It needs proper planning to ensure that everything goes as planned and that you have a place you’re happy with. With the cost of living in South Africa continuing to rise, you may feel the need to hold back on making any improvements in your home. But, your home is a reflection of you and should always be a place that you love and feel comfortable in. If you are thinking of how you can afford new interior design in South Africa right now, then read this article below.
Check with your landlord
Before anything else, if you have a landlord, you need to let them know what you wish to do. This is especially the case if you’re considering something permanent such as creating floating shelves, for example. You need your landlord to be aware so that you don’t get into trouble later or potentially pay a fine which isn’t what you need when trying to redecorate your house on a budget. Even if you feel like what you are doing is small, make sure the landlord is aware of everything you have planned.
Know what you want?
To get started with your home decor, you need to know what you want and need. Take inventory of the things you have and categorise them into different categories. Those categories can include:
- “Things that I like” – items that will be staying.
- “Things I don’t like” – items that you’ll be giving away or selling.
- “Things I bought that I never used” – items you need to either throw away, donate or sell.
- “Things that I need but don’t have” – items that you need to buy.
Splitting your things up into four categories before anything else will help you realise what you may need and where you can potentially incorporate your style for the new season. This also ensures that you don’t waste money on things you either never use or don’t necessarily need and forget the things you need that will spark joy. It’s always best to ensure you are intentional with your purchases when on a budget and focus on your top priority.
Create a budget
Once you have an idea of what you’re changing in your place, you need to create a budget. When it comes to spending money, you always need to have a budget. This will help you know how much money you need, how much you need to save, and whether you need additional home decor financing to help you and where you need to allocate that money. When creating a budget, make sure you have money aside for any additional expenses and emergencies. It’s important to remember that you may have a rough estimate of how much things will cost, so you need to keep additional money should the prices go up.
Do your research
When you’re sprucing up your space, you need to do your research before you start. This is especially the case if you are on a budget because you need to stretch your budget. Ask friends and family that have recently refurbished their apartment where they got their stuff. You might be lucky enough to find an affordable deal on an item or piece of furniture that you have wanted for a long time. This will also let you know of the places you shouldn’t purchase from if your loved ones don’t find their furniture of good quality. When you have a small budget, you always need to ensure that you buy something of good quality that you will never have to buy again rather than purchasing something that you’ll need to repurchase as this means you spend more money on that item.
Don’t go overboard with DIY
If you are someone who can do some DIY, you may think you can cut corners. While this can be a great way to save money, it’s important to note when you need to pay for something rather than making it yourself. For example, if you need a table or bookshelf, you may think you can follow a few tutorials and get cracking. While that may be the case and you can DIY it, you can make a mess, waste wood and potentially hurt yourself in the process. So, assess the situation and see if you can truly save money and time by making it yourself, or if you are giving yourself more work and potentially wasting money should your DIY fail.
Consider additional financing
For some, applying for a personal loan online or at a lender may be the last resort; however, it can be beneficial and a less stressful way to refurbish your apartment. With a personal loan, you can have enough money to refurbish your place the way you see fit, without the hassle and stress of trying to stretch your budget. Instead, you’ll have an affordable monthly repayment that will work around what you can afford. This way, you get to keep the money you have saved for any issues or emergencies that may happen in the future while living comfortably. When applying for a loan, you can choose how long your instalment should be, so if you want to repay the loan amount within a year, you can apply and get a repayment plan for 12 months. This will depend on you, your finances and what you need.
When it comes to interior decorating, you don’t need to hire an interior designer, but it can still be a challenge when dealing with landlords and your finances. However, everything you want to do is achievable if you plan properly, know what you want, and don’t go overboard. With anything home-related, you don’t have to do everything in one go; it can be a long process if it needs to. This will help ensure that you don’t feel as if you’re in a hard space financially simply because you wish to revamp your interior. Rather plan and do it accordingly.